Top 25 Secured Credit Cards Rebuild your Credit and Raise your Score! Take out at least 1 Mastercard and 1 Visa. Also get 1 Gas Card and 1 Store Card (ie: Shell and K-Mart) Institution Phone # Amalgamated Bank Secured Gold MasterCard 800-365-6464 Elan Secured Card 800-558-3424 Amalgamated Bank Secured 800-365-6464 California Commerce Bank Secure Card 800-222-1234 SKYPASS Secured Card 800-759-7277 Associates Secured Visa 800-884-1832 American Pacific Bank Secured Card 800-610-1201 Bank of Louisiana Secured Card 800-666-6737 Plains Commerce Secured Card 605-948-2278 Wells Fargo Secured Card 800-642-4720 First National Bank of Marin Secured Card 800-797-4299 First Premier Bank Secured Card 800-987-5521 First Premier Bank Secured Visa 800-987-5521 Cross Country Bank Secured Visa 561-982-9111 Very Important "Do's and Do-Not's" • Never make a late payment again! Pay your bills early or even as soon as the statement arrives. • Always pay the total balance off to $0 dollars. • Never go over your Approved Credit Limit. When you have very good credit again (soon hopefully), these are the cards you'll want to carry: Card Name Phone APR(%) Ann Fee($) Arkansas National Bank 888-226-5262 7.92 50 Pulaski Bank Gold Card 800-980-2265 6.50 35 Wachovia Prime for Life 800-359-5802 5.50V 88 Simmons First Mastercard 800-636-5151 8.95 35 KeyBk Variable Rate Classic 800-6365151 8.49V 0 AmSouth Bank Classic 800-696-4444 9.50V 15 U.S. Bank Visa Classic 800-285-8585 12.40V 20 Wachovia Low Rate Visa 800-359-5802 10.40V 0 First IB Connect Classic 888-873-3424 10.00 0 Amtrust Bank Visa Classic 888-696-4444 10.25V 22 These are the "Best Deals" on nationally advertised credit cards offering the lowest interest rates and or no annual fee. Call for your application.

Two Excellent Credit Card Websites: BankRate Comprehensive financial services information clearing house Card Web Useful, objective information to consumers seeking credit cards

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