Pre-Mortgage Papers
In order to obtain a mortgage, you will need the following documents.
1) Bank Statements - 3 months, all accounts
2) Current Mortgage Statement - all properties - bank, account numbers, payment, balance owed
3) Closing Documents for all properties (warranty deed, title policy, survey)
4) Current Tax Bill - all properties
5) Copy of Drivers License
6) Auto Loans - bank, account number, payment, balance owed
7) Personal Loans - bank, account number payment, balance owed
8) Credit Cards - bank, account number, payment, balance owed
9) Most Recent 2 Pay Stubs
10) Residence History - 2 years
12) Stocks & Bonds
11) Employment History - 2 years
13) Life Insurance - face amount - cash value
14) Real Estate Owned - all properties - market value - mortgages - rental income - payments - taxes - insurance
15) IRA's & 401k - any retirement accounts
16) Property Insurance - agent - phone number - policy number
17) Autos Owned - (not listed aboved)
18) Personal Assets (not including any of the above items) - jewelry, furnishings (pick a number you are comfortable with - 10k, 20k, 50k, etc.)
19) Any Assets or Any Liabilites that are not included inthe above list
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